Description
Enrico Letta and Mario Draghi have both urged the EU to use securitisation to boost banks’ lending capacity for priority projects namely, defence, deeper capital markets, and greater competitiveness.The recent EU Commission proposals to relaunch the EU securitisation market aim to eliminate the main obstacles faced by:
(i) Issuers of securitisations; and
(ii) Investors in securitisations
by reducing undue operational costs, adjusting the regulatory capital charges for securitisations for both banks and insurers to better account for actual risks, and promoting supervisory convergence to prevent differential regulatory interpretations, while at the same time safeguarding financial stability.
The presentation will cover:
(i) Rational for the relaunch of the EU securitisation market;
(ii) A recap on the current EU securitisation market: true sale and synthetic securitisation, sig-nificant risk transfer (“SRT”), bank capital requirements, STS securitisations, and liquidity coverage ratios for banks;
(iii) Structural, regulatory, and regulatory capital challenges for insurers investing in securitisa-tions;
(iv) Parallel challenges for banks as both issuers and investors in certain types of securitisa-tions;
(v) A comparison of EU and US securitisation markets; and
(vi) An overview of the EU Commission proposals to amend the Securitisation Regulation, Sol-vency II Delegated Act, Capital Requirements Regulation, and the Liquidity Coverage Ratio for Banks together with a discussion of the possible implementation timetable.
| Period | 10 Dec 2025 |
|---|---|
| Event title | Relaunching the EU Securitisation Market - The Proposed New Regulatory Framework |
| Event type | Seminar |
| Location | Dublin, IrelandShow on map |
| Degree of Recognition | National |