Personal profile
Biography
Research and innovation development expert located in the FSIC (Financial Services Innovation Centre) in UCC as well as being a past member of the Consumer Advisory Group of the Central Bank of Ireland. The FSIC research centre is part of the Department of Accounting, Finance and Information Systems with the Cork University Business School (CUBS). JB is focused on stimulating industry/academic research engagements as well as research funded by the EU Horizon2020 programme and other national and international funding agencies. Developing relationships and engaging in innovative research and/or development projects with companies anywhere in the Financial Services value chain has been the hallmark of the FSIC since its inception. JB is also engaged with Executive Education programme development tailored to the fast moving digital economy. He is also presently supporting the internationalisation effort of the Cork University Business School (CUBS) by extending the network of agents for student recruitment as well as linkages to relevant business and university partners in the Middle East. In addition, JB is an accomplished IT executive with multiple years of experience in a North American Corporate HQ environment as well as managing complex projects across several disciplines and geographies (EMEA, ASIA and South America). Responsible for infrastructure, telecoms, application development, data warehouse, business intelligence and IT portfolio projects. Managed all international IT for Fortune 500 company which included large scale shared service projects to support Finance, CS, Marketing, Manufacturing as well as being IT Integration lead for M&A project. Specialties: Research interests include (i) governance, risk and compliance in financial services (ii)
Research Interests
Research interests include (i) governance, risk and compliance in financial services (ii) electronic, mobile and large scale payment systems (iii) service based business and industries (iv) innovation in financial services (v) outsourcing in financial services (vi) AML, KYC and automation in the funds and other industries (vii) workflow automation in financial services (viii) queuing solutions in retail banking and other retail industries (ix) channel strategies for financial service companies (x) Big Data, Open Data, BI, DSS, EIS (xi) FuturICT FET Flagship project www.futurict.eu www.futurict.ie (x) engaged scholarship
UCC Futures (primary)
- Future of Work & the Economy
Other research affiliations
- UCC Futures - Artificial Intelligence and Data Analytics
PhD Supervision
- Available for PhD supervision
Expertise related to UN Sustainable Development Goals
In 2015, UN member states agreed to 17 global Sustainable Development Goals (SDGs) to end poverty, protect the planet and ensure prosperity for all. This person’s work contributes towards the following SDG(s):
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SDG 9 Industry, Innovation, and Infrastructure
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AI-Powered Financial Services: A Value Co-creation Model
Xiong, H., Carton, F. & McCarthy, J. B., 2025, International Workshop on Enterprise Applications, Markets and Services in the Finance Industry (FinanceCom 2024). p. 18-31 14 p. (Lecture Notes in Business Information Processing ((LNBIP,volume 541))).Research output: Chapter in Book/Report/Conference proceedings › Conference proceeding › peer-review
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Digital Technologies and Financial Well-Being: A Study Based on Irish SILC data: co-hosted by Audencia Business School and IAE Nantes – Economie & Management
Carton, F., Xiong, H., Ryan, M. & McCarthy, J., Oct 2025, Mediterranean Conference on Information Systems 2025 (MCIS 2025), Audencia Business School and IAE Nantes..Research output: Chapter in Book/Report/Conference proceedings › Chapter › peer-review
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Financial Well-Being Inequalities in Ireland
Ryan, M., Xiong, H., Carton, F. & McCarthy, J., 15 Oct 2025Research output: Other output
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Household Financial Behaviour and Systemic Blind Spots: A Multidimensional Framework for Early Warning Indicators
Ryan, M., Xiong, H., Carton, F. & McCarthy, J., May 2025Research output: Other output › peer-review
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Human-centred factors of decision-making for financial resilience
Carton, F., Xiong, H. & McCarthy, J. B., 2024, In: Journal of Decision Systems. 33, sup1, p. 311-321 11 p.Research output: Contribution to journal › Article › peer-review
Open Access