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FinTech, Digital Finance and the EU’s Regulatory Choices

Research output: Contribution to journalArticlepeer-review

Abstract

This article addresses the legal and regulatory questions that will need to be considered in the EU’s development of a new FinTech Action Plan and Digital Finance Strategy. The legal and regulatory concerns associated with FinTech are distinguished, specifically in relation to crypto-assets. This article argues for the adoption of a practical approach towards the EU’s model of open finance.
Original languageEnglish (Ireland)
Pages (from-to)464-474
JournalJournal of International Banking Law and Regulation
Volume35
Issue number11
Publication statusPublished - 2020

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

  1. SDG 8 - Decent Work and Economic Growth
    SDG 8 Decent Work and Economic Growth
  2. SDG 10 - Reduced Inequalities
    SDG 10 Reduced Inequalities

Keywords

  • Authorisation; EU law; European Banking Authority; Financial regulation; FinTech; Innovation; Licensing; Payment services; Systemic risk

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