Abstract
This article considers whether further regulatory action is required at EU level to address the growth of Fintech. The suitability of the applicable regulatory and authorisation framework is critically evaluated by reference to the EBA’s recent report. This article questions the merits of a broadened scope for sandboxes and argues that Fintech regulation must emphasise monitoring for systemic risk
| Original language | English (Ireland) |
|---|---|
| Pages (from-to) | 404-410 |
| Journal | Journal of International Banking Law and Regulation |
| Volume | 34 |
| Issue number | 11 |
| Publication status | Published - 2019 |
UN SDGs
This output contributes to the following UN Sustainable Development Goals (SDGs)
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SDG 8 Decent Work and Economic Growth -
SDG 10 Reduced Inequalities
Keywords
- Authorisation; EU law; European Banking Authority; Financial regulation; FinTech; Innovation; Licensing; Payment services; Systemic risk
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